"Shay Billings and January Schutt have been married four months when he's summoned by the local bank president to a meeting. With the final payment due on his land, Shay rides to town for the meeting, then is murdered on the way home . . . The bank president declares the loan in arrears and informs January the bank is taking everything except the clothes on her back. Devastated by Shay's death, January knows skullduggery is afoot and vows to fight...